Benjamin Franklin was right when he said “In this world nothing is certain but death and taxes”, or was he? Apparently, death is certain, but some taxes can be avoided, and failing to take the proper measures to avoid them can take the spice out of your retirement.
If you possess a money making talent, why not use it to make money? And while you are at it, use some of that money to fund a retirement account. As the saying goes, “every little bit adds up