March 14th, 2014

Loganville, GA – Saving for retirement is a lifelong venture that requires hard work, significant forethought and dedication. However, significant knowledge of the financial industry can help ensure a financial strategy that compliments your individual portfolio.

“Saving for retirement can seem daunting when the end goal appears so significant or distant,” said Damon Ladd-Thomas, Investment Professional of Damon Ladd-Thomas Wealth Management. “However, with an organized strategy and achievable objectives, saving for a comfortable retirement is a possibility.”

Ladd-Thomas says it is important to get familiar with resources that are available, such as employer-sponsored 401(k) plans, employer pension plans, social security benefits and more.

“Often, there are actions people can take to enhance their retirement savings strategy requiring little to no effort. The hardest part is becoming aware of these resources and taking advantage of them,” said Ladd-Thomas.

There are also certain rules, regulations and policies that vary among retirement plans which could impact individual saving strategies significantly. Knowing the difference between traditional and Roth IRAs and becoming familiar with 401(k) withdrawal penalties can have substantial impacts.

“In a world of ever-changing government rules and requirements, consulting a financial professional for help when it comes to saving for retirement can save time, money and hassle,” said Ladd-Thomas.

Damon Ladd-Thomas Wealth Management is a local financial practice serving the needs of families, small business owners and retirees. With more than 19 years in the business, Ladd-Thomas is an experienced professional with the skills and knowledge many need to help plan for their financial future.

Securities offered through NEXT Financial Group Inc. Member FINRA/SIPC. Damon Ladd-Thomas Wealth Management is not an affiliate of NEXT Financial Group Inc. Damon Ladd-Thomas Wealth Management is located at 305 Cooper Road Suite# 200; Loganville, GA 30052. P: 404.477.401K.

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